Short-term loans

We’re no more offering CUOK payday advances

At the time of 18 May 2020 our CUOK payday loans have now been discontinued. Nevertheless, we nevertheless offer a variety of choices if you’re looking to borrow lower amounts of money. You need to use our loan calculator below to utilize for that loan via our primary loans procedure, that may just simply take 7-14 times to process.

Or, if you’re in search of a far more flexible financing choice that allows you to definitely borrow quickly once you require to, our brand new Family Saver and Salaryflex schemes might be best for your needs.

Calculate a Credit Union loan

Who are able to use?

Present people can put on for the loan at any time. Presuming your home is within our typical relationship and they are qualified to become listed on, additionally, it is feasible in order to become a part at the time that is same you make an application for that loan.

Certain services and products and promotions are just available to individuals who have been a part for a particular time frame, have a amount that is certain with us, or who will be enrolled in payroll deduction.

The applying procedure

Our application that is online form simple, and may simply simply take about a quarter-hour to accomplish. Before beginning, it really is worth getting your insurance that is national number, in addition to a photograph or scan of one’s payslip and bank statements. You might be expected to give you these within the process.

As soon as your application is gotten, it’ll be looked over by way of a known member of y our loans group, that will make use of the information you have supplied to determine whether or perhaps not we could approve the application. This could simply take 7-10 times. We will upgrade you by SMS and let the outcome is known by you if this action is complete.

In case the application is approved, you will be asked to signal financing contract setting out of the regards to your loan, including details including the add up to be lent plus the payment duration.

When the loan agreement is finalized, we’ll move the funds into the account within 2-3 trading days. Loan repayments will take place on then the date and through the technique consented.

Am I going to be accepted?

We will come to a decision according to simply how much you have requested, and our assessment of the power to repay. We will try this by at your revenue, spending and credit history. We may ask you to provide bank statements and payslips as evidence of this when you apply.

All loan choices are formulated by an individual, maybe maybe not a pc, and thus we’ll constantly you will need to make the entire picture into account. In instances where we can’t accept the entire quantity, we might manage to provide you with an inferior quantity, or a rate that is alternative.

Just how to use

You can easily use whenever you want making use of our application that is online procedure. Merely utilize the calculator about this web page to choose exactly how much you may like to borrow and over exactly just what time frame. Then, click ‘apply with this loan’ to begin with the procedure.

You may want to use in individual in just about any of y our branches – you need to be sure to bring legitimate ID and evidence of target, payslips and bank statements to you.

Important info

This summary is for illustrative purposes just, to be able to give you, the debtor, a synopsis for the possible cost of borrowing. All loan decisions and rates that are actual influenced by individual circumstances and credit guide information supplied to us by Credit Reference Agencies.

Require an illustration that is personalised. Loan services and products might be withdrawn at any some time are at the mercy of access during the time of application. London Mutual Credit Union can not be held accountable for almost any mistakes or omissions.


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